Featured Research

from universities, journals, and other organizations

New research on employment-based insurance sheds light on health care reform

Date:
November 2, 2012
Source:
Virginia Commonwealth University
Summary:
Men with employment-contingent health insurance who suffer a health shock, such as a cancer diagnosis or hospitalization, are more likely to feel "locked" into remaining at work and are at greater risk for losing their insurance during this critical time as compared to men who are on their spouse's insurance plan or on private insurance plans, according to a new study.

Men with employment-contingent health insurance (ECHI) who suffer a health shock, such as a cancer diagnosis or hospitalization, are more likely to feel "locked" into remaining at work and are at greater risk for losing their insurance during this critical time as compared to men who are on their spouse's insurance plan or on private insurance plans, according to a new study by Virginia Commonwealth University Massey Cancer Center.

Related Articles


Published in the International Journal of Health Care and Economics, the study was led by Cathy J. Bradley, M.P.A, Ph.D., RGC Professor for Cancer Research and co-leader of the Cancer Prevention and Control program at VCU Massey Cancer Center and chair of the Department of Healthcare Policy and Research at VCU School of Medicine. The researchers used the Health and Retirement Study surveys (conducted every two years by the University of Michigan of more than 26,000 Americans over the age of 50) from 1996 through 2008 to observe employment and health insurance status among 1,582 men. They focused on the individuals who participated in the interviews two years apart and whether a health shock occurred in the intervening period between the interviews. The results shed light on potential benefits and drawbacks of the Affordable Care Act (ACA).

"With the passage of health care reform, the tendency of those with employment-contingent health insurance, as opposed to other sources of insurance, to remain employed following a health shock such as cancer, may be diminished slightly, along with the likelihood of losing health insurance," said Bradley. "The Affordable Care Act (ACA) will provide an option to purchase affordable private insurance and eliminate pre-existing condition clauses, which would be helpful to someone who could no longer work."

Bradley's team distinguished between different kinds of health shock -- health shocks that contribute to a decline in overall health and financial shocks, or those which contribute to higher future health care costs but not a decline in overall health. In addition, the researchers separated respondents into different groups to compare the effects of the health shocks on men with ECHI and on men with another type of health insurance.

"Our findings suggest that financial shocks are more likely to contribute to employment lock because adequate health insurance would be too costly under private plans," explains Bradley. "Additionally, we found that men with access to their spouse's plans were less likely to remain employed following a health shock. However, we found most respondents did not consider their wives' policy as a viable option for health insurance."

Although the results paint a bleak picture for men solely dependent on their employers for insurance, this research comes at an influential time as new health care reform takes effect.

Bradley plans to continue exploring the relationship between health insurance and employment, treatment decisions and recovery from treatment. She recently collected data from 625 women with breast cancer and is working toward publishing several additional studies on these topics.


Story Source:

The above story is based on materials provided by Virginia Commonwealth University. Note: Materials may be edited for content and length.


Journal Reference:

  1. Cathy J. Bradley, David Neumark, Meryl Motika. The effects of health shocks on employment and health insurance: the role of employer-provided health insurance. International Journal of Health Care Finance and Economics, 2012; DOI: 10.1007/s10754-012-9113-2

Cite This Page:

Virginia Commonwealth University. "New research on employment-based insurance sheds light on health care reform." ScienceDaily. ScienceDaily, 2 November 2012. <www.sciencedaily.com/releases/2012/11/121102205137.htm>.
Virginia Commonwealth University. (2012, November 2). New research on employment-based insurance sheds light on health care reform. ScienceDaily. Retrieved November 28, 2014 from www.sciencedaily.com/releases/2012/11/121102205137.htm
Virginia Commonwealth University. "New research on employment-based insurance sheds light on health care reform." ScienceDaily. www.sciencedaily.com/releases/2012/11/121102205137.htm (accessed November 28, 2014).

Share This


More From ScienceDaily



More Health & Medicine News

Friday, November 28, 2014

Featured Research

from universities, journals, and other organizations


Featured Videos

from AP, Reuters, AFP, and other news services

Ebola Leaves Orphans Alone in Sierra Leone

Ebola Leaves Orphans Alone in Sierra Leone

AFP (Nov. 27, 2014) — The Ebola epidemic sweeping Sierra Leone is having a profound effect on the country's children, many of whom have been left without any family members to support them. Duration: 01:02 Video provided by AFP
Powered by NewsLook.com
Experimental Ebola Vaccine Shows Promise In Human Trial

Experimental Ebola Vaccine Shows Promise In Human Trial

Newsy (Nov. 27, 2014) — A recent test of a prototype Ebola vaccine generated an immune response to the disease in subjects. Video provided by Newsy
Powered by NewsLook.com
Pet Dogs to Be Used in Anti-Ageing Trial

Pet Dogs to Be Used in Anti-Ageing Trial

Reuters - Innovations Video Online (Nov. 26, 2014) — Researchers in the United States are preparing to discover whether a drug commonly used in human organ transplants can extend the lifespan and health quality of pet dogs. Video provided by Reuters
Powered by NewsLook.com
Today's Prostheses Are More Capable Than Ever

Today's Prostheses Are More Capable Than Ever

Newsy (Nov. 26, 2014) — Advances in prosthetics are making replacement body parts stronger and more lifelike than they’ve ever been. Video provided by Newsy
Powered by NewsLook.com

Search ScienceDaily

Number of stories in archives: 140,361

Find with keyword(s):
 
Enter a keyword or phrase to search ScienceDaily for related topics and research stories.

Save/Print:
Share:  

Breaking News:

Strange & Offbeat Stories

 

Health & Medicine

Mind & Brain

Living & Well

In Other News

... from NewsDaily.com

Science News

Health News

Environment News

Technology News



Save/Print:
Share:  

Free Subscriptions


Get the latest science news with ScienceDaily's free email newsletters, updated daily and weekly. Or view hourly updated newsfeeds in your RSS reader:

Get Social & Mobile


Keep up to date with the latest news from ScienceDaily via social networks and mobile apps:

Have Feedback?


Tell us what you think of ScienceDaily -- we welcome both positive and negative comments. Have any problems using the site? Questions?
Mobile iPhone Android Web
Follow Facebook Twitter Google+
Subscribe RSS Feeds Email Newsletters
Latest Headlines Health & Medicine Mind & Brain Space & Time Matter & Energy Computers & Math Plants & Animals Earth & Climate Fossils & Ruins