Featured Research

from universities, journals, and other organizations

Women's Access To Credit Affects Efficiency In Rural Households

Date:
July 29, 2008
Source:
Wiley-Blackwell
Summary:
Rural households in which women are not able to meet their needs for capital do not produce as much as they could, according to new research.

Rural strategies designed to induce economic growth often emphasize the need to improve access to capital for poor households. However, this approach implicitly assumes that family members pool all their resources and allocate them to their most efficient use.

Men and women may differ in their access to credit and may choose not to alleviate their partners’ constraints.

A new study shows how rural households in which women are not able to meet their needs for capital do not produce as much as they could.

Diana Fletschner, PhD, of the University of Washington utilized information from a survey to assess individual access to credit of husbands and wives in 210 rural households.

Data analysis showed that households in which women are reportedly unable to meet their credit needs are not producing as much as they could. The costs of these constraints to society are substantial, because for the average family, the woman’s constraints are associated with an 11 percent loss in efficiency.

Consequently, policies and programs designed to promote economic growth must address obstacles that limit access to credit for poor women, not just for poor households. Studies that are based solely on the household’s head may significantly underestimate the true economic impact of credit constraints.

“The study shows that there are economic arguments for enhancing women’s access to capital,” Fletschner concludes. “Policies and programs that improve women’s access to credit would in turn lead to more efficient allocation of resources and increased production.”


Story Source:

The above story is based on materials provided by Wiley-Blackwell. Note: Materials may be edited for content and length.


Journal Reference:

  1. Fletschner et al. Women's Access to Credit: Does It Matter for Household Efficiency? American Journal of Agricultural Economics, 2008; 90 (3): 669 DOI: 10.1111/j.1467-8276.2008.01143.x

Cite This Page:

Wiley-Blackwell. "Women's Access To Credit Affects Efficiency In Rural Households." ScienceDaily. ScienceDaily, 29 July 2008. <www.sciencedaily.com/releases/2008/07/080725114552.htm>.
Wiley-Blackwell. (2008, July 29). Women's Access To Credit Affects Efficiency In Rural Households. ScienceDaily. Retrieved August 21, 2014 from www.sciencedaily.com/releases/2008/07/080725114552.htm
Wiley-Blackwell. "Women's Access To Credit Affects Efficiency In Rural Households." ScienceDaily. www.sciencedaily.com/releases/2008/07/080725114552.htm (accessed August 21, 2014).

Share This




More Mind & Brain News

Thursday, August 21, 2014

Featured Research

from universities, journals, and other organizations


Featured Videos

from AP, Reuters, AFP, and other news services

Do More Wedding Guests Make A Happier Marriage?

Do More Wedding Guests Make A Happier Marriage?

Newsy (Aug. 20, 2014) — A new study found couples who had at least 150 guests at their weddings were more likely to report being happy in their marriages. Video provided by Newsy
Powered by NewsLook.com
Charter Schools Alter Post-Katrina Landscape

Charter Schools Alter Post-Katrina Landscape

AP (Aug. 20, 2014) — Nine years after Hurricane Katrina, charter schools are the new reality of public education in New Orleans. The state of Louisiana took over most of the city's public schools after the killer storm in 2005. (Aug. 20) Video provided by AP
Powered by NewsLook.com
Researcher Testing on-Field Concussion Scanners

Researcher Testing on-Field Concussion Scanners

AP (Aug. 19, 2014) — Four Texas high school football programs are trying out an experimental system designed to diagnose concussions on the field. The technology is in response to growing concern over head trauma in America's most watched sport. (Aug. 19) Video provided by AP
Powered by NewsLook.com
Kids' Drawings At Age 4 Linked To Intelligence At Age 14

Kids' Drawings At Age 4 Linked To Intelligence At Age 14

Newsy (Aug. 19, 2014) — A study by King's College London says there's a link between how well kids draw at age 4 and how intelligent they are later in life. Video provided by Newsy
Powered by NewsLook.com

Search ScienceDaily

Number of stories in archives: 140,361

Find with keyword(s):
 
Enter a keyword or phrase to search ScienceDaily for related topics and research stories.

Save/Print:
Share:  

Breaking News:
from the past week

In Other News

... from NewsDaily.com

Science News

Health News

Environment News

Technology News



Save/Print:
Share:  

Free Subscriptions


Get the latest science news with ScienceDaily's free email newsletters, updated daily and weekly. Or view hourly updated newsfeeds in your RSS reader:

Get Social & Mobile


Keep up to date with the latest news from ScienceDaily via social networks and mobile apps:

Have Feedback?


Tell us what you think of ScienceDaily -- we welcome both positive and negative comments. Have any problems using the site? Questions?
Mobile iPhone Android Web
Follow Facebook Twitter Google+
Subscribe RSS Feeds Email Newsletters
Latest Headlines Health & Medicine Mind & Brain Space & Time Matter & Energy Computers & Math Plants & Animals Earth & Climate Fossils & Ruins