Featured Research

from universities, journals, and other organizations

Three out of every four European banks fails in handicap accessibility of their websites

Date:
March 6, 2014
Source:
Plataforma SINC
Summary:
Researchers have analyzed the websites of nearly 50 banks from the EU to check whether any user, even if disabled, has equal access. The results show that this right is not fulfilled in 74 percent of cases, and therefore they demand greater interest from financial entities in this technological and social problem.

Three out of every four European banks fails in the accessibility of their websites Researchers from the University of Oviedo (Spain) have analysed the websites of nearly 50 banks from the EU to check whether any user, even if disabled, has equal access. The results show that this right is not fulfilled in 74% of cases, and therefore they demand greater interest from financial entities in this technological and social problem.

Web accessibility is the collection of technological innovations that guarantee fair access to the web for all users, regardless of disability or the device used. However, these facilities do not appear on the majority of web pages for European banks, according to an analysis carried out by computer specialists and economists from the University of Oviedo, Spain.

"The results reflect that only 26% of the banks show acceptable levels on their websites, and in more than 36% of cases analysed, serious obstacles to accessibility were found," Ana Belén Martínez, one of the researchers participating in the study, explained.

Javier De Andres, another of the authors, highlighted the consequences of the lack of accessibility: "People with disabilities find themselves with additional obstacles at the time of accessing electronic banking services, therefore often having to carry out certain steps in person, with the difficulties and discrimination that this implies."

The researchers offered some solutions to solve the problem: "The websites of the banks should provide text alternatives for all of their visual and auditory content, use units that facilitate understanding of style sheets, include input devices alternative to using the mouse, and clearly identify the language used on their website."

In order to carry out the study, published by the journal Information Processing & Management, a database made up of 49 banks from the EU -- 8 of them Spanish -- was used, whose actions form part of the Dow Jones EURO STOXX 50 stock index.

The authors have identified three factors that implement web accessibility. The first is operational, because of its contribution to the efficiency of the bank operations. "Those financial entities that want to improve a poor performance can adopt these applications, within a range of corrective measures," Martínez said.

Another factor is the size, in the way that the bigger banks have bigger information technology departments that provide a competitive advantage to adopt this technology, in relation to small banks. The third factor is that web accessibility can also be understood as part of the Corporate Social Responsibility (CSR) of the entity, that is to say, its active and voluntary contribution towards social, economic and environmental improvement.

According to the results, neither the operational factors nor the size seem to have exercised a significant influence on the adoption of this technology by European banks. Regarding the CSR strategy, the results show a paradox whereby those less engaged with social corporate responsibility are precisely those that have more accessible websites.

"One possible reason is that the banks that do not appear in the indices that demonstrate high CSR commitment try to overcome this problem by participating in activities such as the adoption of web accessibility," Martínez pointed out.

The researchers concluded by indicating that neither web accessibility nor the advantages that it offers to the organisations are sufficiently known yet, and thus encourage the banks to improve in this sphere in order to guarantee fair access to all clients.


Story Source:

The above story is based on materials provided by Plataforma SINC. Note: Materials may be edited for content and length.


Journal Reference:

  1. Ana B. Martínez, Javier De Andrés, Julita García. Determinants of the Web accessibility of European banks. Information Processing & Management, 2014; 50 (1): 69 DOI: 10.1016/j.ipm.2013.08.001

Cite This Page:

Plataforma SINC. "Three out of every four European banks fails in handicap accessibility of their websites." ScienceDaily. ScienceDaily, 6 March 2014. <www.sciencedaily.com/releases/2014/03/140306093710.htm>.
Plataforma SINC. (2014, March 6). Three out of every four European banks fails in handicap accessibility of their websites. ScienceDaily. Retrieved July 25, 2014 from www.sciencedaily.com/releases/2014/03/140306093710.htm
Plataforma SINC. "Three out of every four European banks fails in handicap accessibility of their websites." ScienceDaily. www.sciencedaily.com/releases/2014/03/140306093710.htm (accessed July 25, 2014).

Share This




More Computers & Math News

Friday, July 25, 2014

Featured Research

from universities, journals, and other organizations


Featured Videos

from AP, Reuters, AFP, and other news services

Bill Gates: Health, Agriculture Key to Africa's Development

Bill Gates: Health, Agriculture Key to Africa's Development

AFP (July 24, 2014) — Health and agriculture development are key if African countries are to overcome poverty and grow, US software billionaire Bill Gates said Thursday, as he received an honourary degree in Ethiopia. Duration: 00:36 Video provided by AFP
Powered by NewsLook.com
Creative Makeovers for Ugly Cellphone Towers

Creative Makeovers for Ugly Cellphone Towers

AP (July 24, 2014) — Mobile phone companies and communities across the country are going to new lengths to disguise those unsightly cellphone towers. From a church bell tower to a flagpole, even a pencil, some towers are trying to make a point. (July 24) Video provided by AP
Powered by NewsLook.com
Robot Parking Valet Creates Stress-Free Travel

Robot Parking Valet Creates Stress-Free Travel

AP (July 23, 2014) — 'Ray' the robotic parking valet at Dusseldorf Airport in Germany lets travelers to avoid the hassle of finding a parking spot before heading to the check-in desk. (July 23) Video provided by AP
Powered by NewsLook.com
Facebook Earnings Put Smile on Investors Faces

Facebook Earnings Put Smile on Investors Faces

Reuters - Business Video Online (July 23, 2014) — Facebook earnings beat forecasts- with revenue climbing 61 percent. Bobbi Rebell reports. Video provided by Reuters
Powered by NewsLook.com

Search ScienceDaily

Number of stories in archives: 140,361

Find with keyword(s):
 
Enter a keyword or phrase to search ScienceDaily for related topics and research stories.

Save/Print:
Share:  

Breaking News:
from the past week

In Other News

... from NewsDaily.com

Science News

    Health News

      Environment News

        Technology News



          Save/Print:
          Share:  

          Free Subscriptions


          Get the latest science news with ScienceDaily's free email newsletters, updated daily and weekly. Or view hourly updated newsfeeds in your RSS reader:

          Get Social & Mobile


          Keep up to date with the latest news from ScienceDaily via social networks and mobile apps:

          Have Feedback?


          Tell us what you think of ScienceDaily -- we welcome both positive and negative comments. Have any problems using the site? Questions?
          Mobile iPhone Android Web
          Follow Facebook Twitter Google+
          Subscribe RSS Feeds Email Newsletters
          Latest Headlines Health & Medicine Mind & Brain Space & Time Matter & Energy Computers & Math Plants & Animals Earth & Climate Fossils & Ruins